Why do I need boat insurance?

If you’re new to boating, you may be under the impression that your homeowners insurance will cover your boat or other watercraft.  Unfortunately, most homeowner policies have a minimal amount of coverage for small boats with either no engine or a very small engine. It’s best not to assume that you’re covered and to obtain a separate policy to ensure that you’re protected. Your boat, like your car, can go anywhere, therefore it requires a separate policy from your homeowners or renters insurance.

Although being out on the water is meant to be fun, there are many risks involved as well.  To protect yourself from accidents, incidents, and liability claims, contact the Berwick Agency Inc. at (802) 592-3234 to discuss your coverage needs.  We’ll be happy to provide you with a free quote on a new policy and get you set up so that you can enjoy yourself out on the water, having peace of mind knowing that you, your family,and friends and are protected under your insurance policy.